About ATMA PMF
Redefining How Employers Offer Health Benefits
ATMA PMF helps employers and brokers move beyond the limitations of traditional group health insurance — combining modern strategies with a full benefits ecosystem.
About ATMA PMF
Redefining How Employers Offer Health Benefits
ATMA PMF helps employers and brokers move beyond the limitations of traditional group health insurance — combining modern strategies with a full benefits ecosystem.
Our Mission
Help Businesses Deliver Better Benefits While Solving the Healthcare Cost Crisis
Whether transitioning away from a traditional group plan or optimizing an existing benefits strategy, ATMA PMF serves as both a strategic advisor and General Agency partner.
ATMA PMF helps employers and brokers move beyond the limitations of traditional group health insurance. By combining modern benefit strategies like ICHRA (Individual Coverage Health Reimbursement Arrangements) with a curated ecosystem of insurance, wellness, and employee benefit solutions, ATMA PMF gives businesses predictable healthcare budgets while empowering employees with choice and flexibility.
We serve as a trusted partner to the brokers, employers, and agencies navigating the most significant shift in employer-sponsored healthcare in a generation
Our Approach
What ATMA PMF Is
We aren't just a benefits vendor. We're a platform built to lead the next generation of employee benefits.
An ICHRA Thought Leader
We stay at the forefront of defined contribution healthcare strategy, helping brokers and employers navigate the transition with expertise and confidence.
A Strategic General Agency Partner
We provide product access, distribution support, benefit design, implementation, enrollment, and ongoing optimization for brokers and agencies.
A Modern Benefits Platform
Our ecosystem combines core medical, supplemental benefits, healthcare access solutions, and wellness programs into one cohesive strategy.
A Broker Growth Engine
We help brokers expand solutions, protect client relationships, and grow their revenue opportunities in the rapidly evolving benefits landscape.
Benefits Ecosystem
Why Now Matters
The American health insurance system is entering a period of major transformation. Traditional employer-sponsored group health insurance is being challenged by rising costs, limited flexibility, and changing workforce dynamics.
Industry analysts and healthcare strategists increasingly believe that 30–50 million employees may transition away from traditional group insurance toward individual coverage models over the coming decade.
Unsustainable Cost Growth
Employers facing annual renewal increases that often exceed inflation and wage growth.
Workforce Mobility
Remote work and multi-state teams make traditional group plans harder to manage effectively.
Demand for Choice
Employees increasingly want healthcare options that match their individual needs and doctors.
Emerging Models
Solutions like ICHRA allow employers to contribute toward health coverage without a single group plan.
Partner With ATMA PMF
Whether you're an employer looking for a better benefits strategy or a broker seeking a modern GA partner, we're ready to help.
Helping organizations modernize healthcare benefits while empowering employees with meaningful coverage choices.
ATMA PMF © 2026 | All Rights Reserved. Powered by Sharkjockey.com